Investment Management
All investment portfolios are recommended and managed by me — no outsourced model desk, no rotating account team.
Portfolios may be comprised of various investment securities based upon each individual client and their customized plan. The holdings follow the plan; the plan follows your anthem. That order never reverses.
Regardless of the underlying holdings, there is a cost to my advisory services. The cost below is expressed as a percentage of the assets being managed and includes all trading costs and the costs to create, monitor, and adjust the financial plan. Household assets are aggregated to obtain a lower cost when possible.
Published, all-in, no asterisks.
| First $500k | 1.29% |
|---|---|
| Next $500k | 0.79% |
| Over $1MM | 0.59% |
Includes trading costs, portfolio management, and ongoing financial planning. Households are aggregated where possible so families reach lower tiers sooner.
Run your own numbers.
Our schedule is tiered and published. Use the estimator to see the exact annual cost and blended rate at your household's asset level — before you ever schedule a call.
The fee covers portfolio management, trading, ongoing planning, and access. There is no separate planning retainer, no wrap markup, and no commission layer underneath.
See your all-in cost.
Move the slider to your household’s investable assets. Tiers apply in layers — the lower rates apply to the dollars above each break point.
Illustration only. Includes trading costs, portfolio management, and ongoing planning. Actual fees are set in your advisory agreement.
How portfolios get built here.
Four principles that decide every allocation, in plain language.
We do not trade headlines.
Portfolios are built from long-run evidence about risk and return, not from a prediction about next quarter. That means broad diversification, sensible cost control, and a discipline that survives the news cycle.
- Globally diversified allocations
- Low-cost implementation
- No market-timing bets
Questions people actually ask.
An independent third-party custodian, not Anthem Financial. You retain your own login and receive statements directly from the custodian.
Advisory management is fee-based on assets under management according to the published schedule. There are no proprietary funds or sales contests driving recommendations.
Portfolios are monitored continuously and rebalanced when allocations drift outside pre-set bands, or when tax circumstances create an opportunity — not on an arbitrary calendar.
The plan already assumes declines will happen. We revisit the written rules set in calm conditions, rebalance into weakness where appropriate, and harvest losses where they add after-tax value.
Often yes. Concentrated or low-basis positions are evaluated for tax cost before any change, and unwinding is usually staged over multiple tax years.
Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Diversification does not ensure a profit or protect against loss in declining markets. This page contains general information that may not be suitable for everyone and should not be construed as personalized investment advice.